First, you must determine the types and amounts of coverage that you need. At the McCall Insurance Agency we are happy to explain the different coverages and discuss your needs with you.
Once you have chosen the types and amounts of coverage that you need, you may want to obtain quotes from different insurance companies in order to find the best price. Make sure the premium quotes you are getting from each company are for the same coverage.
Then, you may wish to speak with family members, friends and neighbors to learn about their claim experiences and the availability of their agent or company for routine service needs. Remember that while price is certainly an important factor in deciding which insurance company to choose, it is not the only factor. Price, discounts, claims handling, the location of an agent or direct writer, or the financial health of the company are all legitimate factors you might consider in buying insurance. Ultimately, you must decide which features are most important to you.